GOOD HOUSING INVESTMENT POLICIES

Housing is central to people’s lives, health, dignity, safety, and their neighbourhoods. Housing also contributes significantly to social solidarity, environmental sustainability, and economic stability. In the 21st century, the governance, land and finance systems that influence the delivery and consumption of housing have been beset by numerous crises. Emanating from climate change, unguided investment flows, and most recently, a global pandemic, these crises have had profound consequences for the people and the planet.

Policymakers have the responsibility to shape more resilient housing systems and ensure that decent homes and neighbourhoods are affordable, safe and accessible, thereby implementing the SDGs by 2030, meeting the Paris Agreement climate goals and realising the Right to Adequate Housing. Progress can be accelerated with high level support and long-term commitment. Governments can drive action to address housing and related concerns, supported by capable and dedicated policy designers, experts and informed advocates.

#Housing2030 offers key policy stakeholders, such as housing ministers and mayors, the tools to shape more inclusive and sustainable housing systems, together with the households and communities they serve. To provide focus to and momentum for housing policy reforms, and meet the SDGs by 2030, #Housing2030 report makes the following recommendations:

Regulate national finance systems to promote housing affordability, sustainable housing construction and renovation, and to address housing needs and climate goals;
Support and prioritise investment in range of housing delivery models which have affordability, sustainability and needs based allocation as their core purpose, utilizing a range of regulatory, funding and financing tools;
Establish effective financial frameworks, public purpose financial intermediaries and revolving funds to channel investment to expand access to affordable, adequate and sustainable housing;
Ensure taxation instruments support and promote affordable, adequate and sustainable housing outcomes;
Protect residents from excessive financial risks and burdens by employing appropriate design and enforcement of credit norms, consumer protection, financial literacy, and regulation of financial products.

FINANCE AND INVESTMENT TOOLS